Consignment Purchase Policy



  • To reserve saddles and/or accessories for trial, please check them out online.
  • We place a hold on your debit or credit card for the price of trial-able items and run a separate charge to cover shipping and any non-trial items.
  • From the day of delivery, you have 5 days to ride and evaluate fit. You must notify us within those 5 days if you are returning any items.
  • All items must be returned to us in the same condition that they left us in.
  • Shipping insurance is required for the full value of all items returned to us.


How it Works

We want you to be confident with your purchase, and that is one reason why each of our pre-owned items is offered with a trial period. Please note that saddles and fittings are not guaranteed or warranted by Centerline Style beyond those 5 days, but manufacturers warranties might still apply.

Every saddle you check out online will be considered a trial unless you are outside North America. Within the US you may try up to three at once. You may check out securely online with either a credit card, debit card, PayPal. For credit cards, we place a temporary hold that affects your available credit while you are trying the saddle, but does not affect your balance unless you buy. 

With a debit card, we do still place an authorization but it does actually tie up those funds. Many debit cards have a daily transaction limit, so you may need to call your bank and ask for a temporary increase on that limit. For both credit and debit cards we process shipping as a separate transaction, a charge that is automatically final. Shipping charges always include full insurance coverage. For your convenience, packages will be left by the carrier by default. If your location is not secure, please do ask that we require a signature.

From the day of delivery you have five calendar days to ride in and evaluate the saddle. If you receive the saddle on a Tuesday, for instance, the first day of your trial would be Wednesday. If you decide the saddle is not right for you and your horse, or if for any reason you are dissatisfied, you may send it back to us in the same condition as was received. Your only financial responsibility is ultimately the cost of shipping both ways. 


Some Additional Details:

  • When you are trying one of our saddles, please take care to wear breeches. Jeans put more wear than necessary on fine leather. Please avoid half chaps or boots that may have a zipper or rough spot of any kind contact and possibly mark the saddle. These precautions will minimize the risk of wear. 
  • Please wrap your leathers. We make it easy by providing you with tube socks to slip over your leathers during trial. 
  • Please use a clean saddle pad and keep the saddle free of sweat marks. 
  • Please do not apply any leather products (cleaners or conditioners) until you have decided to keep the saddle, unless product-specific permission has been given to you personally by Centerline Style.
  • Save the original shipping carton and original packing materials. If you need to make a return, please be sure the box has remained sturdy enough for another trip, and pack the saddle exactly as it was when you received it. Use plenty of tape to secure the package, especially on the bottom. The box is likely to be dragged around in shipping and we don't want it coming open. 
  • You must notify us before the end of your trial period if you plan to return the saddle. If we do not hear from you within the 5-day period a saddle is considered sold. If you need an extra day or two you must let us know before the original 5-day period is over.VERY IMPORTANT: We cannot offer any guarantee or warranty beyond the trial period on used saddles or any other second hand items. However, in many cases the maker's original warranty will still apply so don't hesitate to ask us about that on any saddle you are interested in or are trying. While we very carefully check all saddles for soundness and describe everything in as much detail as possible it is up to you to make your own final call on the suitability, condition, soundness and fit of your purchase according to your needs before committing to it. We welcome you to get a professional, hand's on third party opinion during your trial and are happy to answer any questions along the way. 
  • A prepaid UPS shipping label for return shipping is included with all saddle orders for your convenience and savings. The cost of return shipping by this method will be equal to your initial shipping cost if you chose UPS Ground and always includes insurance. The cost will be charged to your credit card upon receipt of your return. You need only to sign the credit card authorization, insert the return label into the clear pouch provided, apply it to the box, and drop it off at a UPS Ground drop off point. We can also schedule a pick up at your home or office, but UPS does charge a $14 fee for pick up service that would also be billed to you in addition to the indicated amount for shipping. Please let us know if you need a pick up scheduled as we will have to call it in.
  • If not using the included return label, it is required that you purchase shipping insurance. All returns must be insured and shipped by either FedEx Ground or UPS Ground, and are the buyer's responsibility until we have them safely back in the original condition they left us in.
  • Upon receipt of the returned saddle we will initiate the void of the transaction within two business days, but in special circumstances it might take slightly longer. This may take a few business days to clear your financial institution after submittal.
  • Any damage to a saddle will result in a fine or refusal of return, depending on the extent, at the discretion of Centerline Style. Examples of damage include but are not limited to scratches, stains, dings, excessive wear, torn leather or a broken tree. As long as you are careful you should have no problems. Keep trial saddles at home inside, and away from critter claws! Please DO NOT leave saddles in a hot or cold car, but keep them locked away safely in a climate controlled environment. 
  • This same basic policy applies to pre-owned fittings.
  • Be careful, be safe, and have fun! 

In trialing and/or purchasing a used saddle or any other used accessories from us you certify to acknowledge, understand and agree to all of these terms.



Explanation of Condition Ratings for Saddles

Exceptional Condition:

Saddles in this category will show very little to no use. There will be no color variation, no fading of leather, no scratches, dings or damage anywhere. The billets will typically show some light creasing. The flaps may show faint marks.

Excellent Condition:

Saddles under this rating will have only very light and normal wear. You will see light rubs on the flaps. Occasionally you will see extremely light seat edge rubs. If there are any surface scratches or nicks they will be very small and superficial. The billets will be in good or better condition. Any color variation present will be subtle. There may be some very subtle color fading, but usually not. A saddle in excellent condition has been lightly used and has been very well maintained.

Very Good Condition:

Saddles in this category will typically have light to moderate rubs on the flaps from boots and stirrup leathers, usually with more rubbing toward the bottom of the flaps. There can be minor color variation on the leather from sweat, rain, or general wear, often on the flaps but usually on the seat and panels. These saddles may have some visible but minor seat edge rubs. Light creasing on knee pads is typically seen. A few minor surface scratches or nicks in the leather may be present, but always superficial and never deep. Billets can show moderate wear. A very small spot worn through the leather on one or more of the blocks is permissible for this rating, but only if the blocks exhibiting this are underneath a flap.

Good Condition:

Completely serviceable condition with moderate wear but no repairs needed. No holes or cuts in the leather that go all the way through. These saddles will have significant rubbing on the flaps. Typically there will be creases on the knee pads, sometimes deep creases. Often you will see friction rubs at the seat edges. May have surface cracks in the leather, usually fine and superficial crazing, often found on the seat and panels. You may or may not be able to feel this crazing to the touch. Saddles in this category may show fading of color or significant color variation from sweat, rain, or general wear. Billets will typically show a lot of mileage, but must have some good life left in them. Surface nicks and scratches may be present. There may be a small worn through spot on one of more of the blocks, but is acceptable only when the blocks in question are underneath a flap.

Fair Condition:

Saddles under this rating may need significant repairs. They may have spots worn all the way through the leather (deep cuts) in the seat, flaps, knee pads or elsewhere. These saddles will often have significant cracks and leather may be dry. May have severe discoloration or fading of leather. May also have any other cosmetic issues mentioned below under 'Good Condition.' FUS usually cannot accept saddles that fall under the fair condition rating but we may be able to help you with repairs to bring these saddles to sellable condition.


The 3 Main Panel Types: Pros and Cons

Wool Flocking:

This is the most traditional method of stuffing a saddle's panels. There are many types of flocking that saddle fitters will refer to as wool. They range from a slew of different synthetic fibers to an array of natural sheep's wool. There will always be debate and no concise agreement on which type is better, but the higher end saddles we carry are generally going to be stuffed with the best of whatever type is used. Wool flocking does require maintenance. It can harden and ball up over time and will after several years (and sometimes less) need full replacement of all the wool inside. When used on one horse, wool tends to mold to that horse's build over time, so it CAN be harder to use these saddles on multiple horses than with the other two types, though that is not always the case.

The great benefit is that it can be easily tweaked by a saddle fitter. When buying a used saddle, sometimes they are perfect right out of the box but you should count on the possibility of needing an adjustment in order to achieve that custom fit you want. That is a completely normal scenario. Some wool flocked panels will also have a foam or felt lining as a buffer between the wool and the panel surface which contacts the horse. Examples of these are Hennig, Amerigo and Prestige. This helps ensure a smooth surface on the horse's back. A complete reflock and replacement of wool in a saddle in the USA generally ranges from $200-350 and requires the panel be dropped and resewn, usually at the saddle fitter's shop. Tweaking of existing wool ranges from around $75-300, with a huge range in cost due to varying barn call fees. Simpler adjustments, which generally involve adding wool to certain areas and sometimes removal from other areas is what is typically done on site. Most our our Dressage saddles are wool flocked.

"French Style" Foam / Latex:

Foam versus wool is simply a trade off. Foam is resilient and pretty much zero maintenance as long as the saddle fits your horse. You can get the closest contact possible with your horse. It does not harden or ball up and most types take hard use over many years before they begin to break down. You can use these saddles more easily across more than one equine because the foam does not mold to the animal and stay there. It does mold to the horse but it bounces back to its original form. There is no settling with foam. It is what it is, basically.

The downside is that though adjustments are usually needed less frequently they are a bit more complicated. In some cases in order to change the fit for big changes or for a different horse, the original panel can be shaved down in certain areas. In other cases where the panel needs areas more built up the original panels are completely discarded and new ones are sculpted. The foam saddle needs to fit right out of the box, but another upside is that they are often easier to find a fit across multiple horses.

Almost every French saddle is going to be filled with foam. In the high end saddles we carry, this foam is the best of the best in latex panels. Foam flocking is the French tradition, while generally wool is the English / German tradition. One exception I can think of is Lauriche, an English made saddle which is always originally made with foam panels. The cost to have foam panels adjusted or re-fit ranges anywhere from $250-$900 depending on who does the work. Independent saddlers charge less than the original saddle brand's shop, but independent fitters specializing in foam are harder to find in the USA than in somewhere like France.

Foam flocking is also commonly seen in jumping saddles which are not French in origin. Traditional fitters specializing in wool are typically not big fans of foam because there is not a whole lot they can do with it other than shimming with felt.

Air Bladder:

There are two main types (really brands) of air flocking systems. One is "Cair," which we find in the Bates and Wintec saddles. It is pretty firm in our opinion and is not known to be adjustable. "Flair" is the other type, which is what we see here at Fine Used Saddles. Air is yet another trade off. Each type of flocking has its own advantages and pitfalls. Flair panels are highly adjustable and absolutely excellent for pressure distribution on the horse's back. The panels can be made very soft or more firm depending on your needs. The Flair system consists of four total air bladders, two in each side of the saddle.. The air will move and flex with every movement of the horse. They do provide a completely different feel for horse and rider. We've found that riders will either love or hate them.

There is a springy feel to the ride, which does vary depending on how the saddle is adjusted but will always be there. Some feel a trampoline-like affect. It can take some getting used to, and that's one of the biggest reasons we think we don't see it everywhere despite it being excellent for the horse's backs. Some horses will need time to adjust to the different sensations but in my experience most love it and can become completely spoiled to Flair. In some climates the expanding and shrinking air inside the panels can result in seasonal changes in how the saddles fit. Slow leaks can develop and put people off of Flair, but we've found this to be a pretty rare issue. Finding saddle fitters to adjust Flair panels is a little more difficult than wool, but easier than for foam. The Flair kit consists of a few tubes and an air pump - pretty simple - and in our opinion can be learned easily by brave amateurs.